AI-Powered Financial Coaching

Your Money, Finally Clear.

Stop staring at charts that tell you nothing. Orva's AI analyzes your finances every day and gives you one clear thing to do — in plain English.

🎉 You're in! We'll email you the moment Orva launches.

people already on the waitlist · No spam ever

Good morning, Jay 👋

⚡ Your action today
You have $340 idle in checking. Move $200 to your emergency fund — you're 14% short of your goal. Do it now →
Balance
$3,240
Saved
$640
Debt
$4.2k
Rent$1,200
Food$380
Savings$640
Scroll
On the waitlist
AI
Powered coaching engine
iOS + Android
Launching on both platforms
0
Clear action, every morning
Most apps show you charts.
They categorize your spending.
Then leave you to figure out the rest.
Orva tells you what to do.
Step 1
Connect your accounts
🏦Chase Checking✓ Linked
💳Citi Credit Card✓ Linked
🎓Student LoanLinking...
🔒 Read-only · 256-bit encrypted · Powered by Plaid
Step 2
AI analyzes everything
AI
847 transactions reviewed
Spending patterns mapped
Debt strategy calculated
Building your action plan...
Step 3
Get told what to do
⚡ Your action for today
Pay $150 extra on your Citi card. This cuts your payoff from 14 months to 11 — saving $340 in interest.
Health score
74
How It Works

Three steps to
financial clarity

1
Connect your accounts
Securely link your bank, credit cards, and loans in 60 seconds via Plaid. Read-only access — Orva never touches your money.
2
Orva analyzes everything
Our AI reviews your spending patterns, income, debts, and savings gaps every single day — automatically. No manual entry ever.
3
Get told what to do
Every morning Orva delivers one clear action in plain English. Not a chart — a directive. Follow it, and your finances improve daily.
Features

Everything you need.
Nothing you don't.

Built for real people with real money stress — not spreadsheet enthusiasts.

🤖
AI Financial Coach
Your personal coach analyzes your finances daily and gives you one clear action every morning. Not data — decisions.
🔗
Automatic Account Sync
Connect all your accounts via Plaid in 60 seconds. Every transaction syncs automatically — no manual entry ever required.
📊
Smart Budgeting
Orva builds your budget based on your actual spending — not what you think you spend. Adjusts automatically over time.
🎯
Debt Payoff Plans
Orva runs the math and tells you exactly which debt to attack first, how much extra to pay, and when you'll be free.
📈
Weekly Financial Reports
Every week Orva delivers a plain-English summary of how you did, what changed, and what to focus on next week.
🔔
Smart Alerts
Get notified before you overspend, when a bill is coming, when your balance drops low, or when Orva spots an opportunity.
The Difference

Tracking vs. Coaching

Other apps show you what happened. Orva tells you what to do about it.

Budgeting Apps Spreadsheets
AI tells you what to do
Daily action coaching
Automatic account sync
Plain English explanations
Debt payoff planningSomeManual
Free tier availableSome
iOS and Android
Beta Feedback

What early users are saying

★★★★★

"I've tried Mint, YNAB, and Monarch. None of them told me what to do. Orva is the first app that treats me like I need a coach, not a spreadsheet."

M
Marcus T.
Beta tester · Brooklyn, NY
★★★★★

"The daily AI action is everything. I wake up, open Orva, it says 'move $150 to savings today.' My savings are up $800 in 6 weeks."

A
Aaliyah R.
Beta tester · Atlanta, GA
★★★★★

"Finally paid off my first credit card in 4 months because Orva told me exactly how much extra to pay and kept me accountable every single week."

D
Diego M.
Beta tester · Miami, FL
★★★★★

"I used to dread looking at my bank account. Now I open Orva first thing every morning. It's like having a financial advisor in my pocket."

S
Sofia K.
Beta tester · Austin, TX
★★★★★

"The comparison was easy. Other apps tell me I spent too much on food. Orva tells me to cancel my gym membership and redirect $60 to debt. That's the difference."

J
James W.
Beta tester · Chicago, IL
★★★★★

"Three months in, my emergency fund went from zero to $1,200. Not because I changed my income. Because Orva told me where the money was hiding."

P
Priya N.
Beta tester · Seattle, WA
Be First · Get Early Access

Your finances.
Finally handled.

Join people already on the waitlist. Get early access and be part of the founding community.

🎉 You're on the list! Talk soon.

No spam. Unsubscribe anytime. Launching iOS and Android simultaneously.

FAQ

Common questions.

How does Orva connect to my accounts?
+
Orva uses Plaid — the same secure technology used by Venmo, Cash App, and Robinhood. Plaid creates a read-only connection. Orva can see your transactions and balances but can never move or touch your money. Your login credentials are never stored by Orva.
What does the AI coach actually do?
+
Every morning Orva's AI analyzes your latest transactions, balances, upcoming bills, debt levels, and savings goals — then generates one clear, specific action for you to take that day. In plain English. Something like "You have $340 idle in checking — move $200 to your emergency fund today. Here's why."
How is Orva different from YNAB or Monarch?
+
Those are great apps for tracking. The difference is Orva doesn't just show you what happened — it tells you what to do about it. Our AI gives you specific daily actions based on your real situation. Most budgeting apps require you to interpret your own data. Orva does that work for you.
Is my financial data secure?
+
Yes. Orva uses 256-bit encryption for all data in transit and at rest. We use Plaid for bank connections — your banking credentials are never stored by Orva. We will never sell your data to third parties. Your financial information is used only to power your personal coaching experience.
When is Orva launching?
+
We're in final development and beta testing. Join the waitlist and you'll be the first to know the exact launch date. Launching on both iOS and Android simultaneously.